Buying land in Dade City or the San Antonio Florida area (just north or Tampa) is easier than you think! Many buyers moving to the area want space for gardens, animals, workshops, or simply more privacy than a typical subdivision offers.
But financing rural property can be very different from financing a home in a neighborhood.
In this episode, I sit down with longtime mortgage expert Carlos Ramos of Highland Mortgage to break down how financing works for homes with acreage in San Antonio Florida, Dade City Florida, and the surrounding Tampa Bay area.
We talk about what buyers should know before making an offer on a home with land and how lenders evaluate rural homes.
Topics we cover include:
• Financing homes acreage
• How lenders view properties with barns, workshops, or outbuildings
• What buyers should watch out for when purchasing rural property
• Loan options that may work for acreage properties
• Common mistakes buyers make when purchasing land with a home
• Why financing rural homes near Tampa can be different than suburban homes
If you’re dreaming of elbow room, open space, and country living while still being within reach of Tampa, Wesley Chapel, and the surrounding areas, this conversation will help you understand what to expect when it comes to financing.
☀️Text or call Carlos Ramos at 813-767-1887 to find out how to finance your home purchase.
If you’re thinking about buying a home with land in San Antonio, Dade City, or the surrounding Tampa Bay area, feel free to reach out. I’m always happy to help.
Allison Newlon
Broker, Platinum Properties of Florida
📞 813-263-8644
🌐 www.ilovefloridaliving.com
Disclaimer:
This video is for informational and entertainment purposes only and should not be considered legal, financial, or tax advice. Real estate transactions and financing scenarios vary widely depending on individual circumstances. Please consult with appropriate licensed professionals such as attorneys, lenders, accountants, or financial advisors regarding your specific situation.
00:00 Introduction
01:59 Rural Property defined
03:02 100% Financing
04:34 Well & Septic
07:52 Timelines matter
08:38 Avoid pitfalls
10:37 Property insurance
13:53 What about the internet &utilities
16:23 Common mistakes to avoid
