How much money do you really need to buy a house in Florida?
Do you actually need 20% down?
What credit score do you need to qualify?
And what kind of home loan options are available for buyers in today’s market?
In this video, Allison Newlon and Carlos Ramos with Highland Mortgage break down some of the biggest myths about buying a home and explain what buyers in the greater Tampa area, including Wesley Chapel, Dade City, San Antonio, Florida, Zephyrhills, and surrounding areas, really need to know before getting started.
If you’ve been asking questions like:
How much does it cost to buy a house in Florida?
Do I need 20 percent down to buy a home?
What credit score do I need to buy a house?
What kind of mortgage loan is best for me?
Can I buy a home with less money than I thought?
…this video is for you.
We cover:
✔️ Common myths about buying a house
✔️ How much down payment you may actually need
✔️ Popular loan types for Florida home buyers
✔️ What lenders look at when it comes to credit score
✔️ What buyers in the Tampa Bay area should know before starting the process
Whether you are a first-time home buyer, relocating to the area, or just trying to figure out whether buying a home is realistic for you, this video will help you understand your options and take the guesswork out of the process.
If you’re thinking about buying a home in Tampa, Wesley Chapel, Dade City, San Antonio, Florida, Land O’ Lakes, Zephyrhills, or nearby, reach out. We’d be happy to answer your questions and help you put together a game plan.
Need help buying a home in Florida?
Allison Newlon
Broker/Owner, Platinum Properties of Florida
📞 813-263-8644
🌐 www.ilovefloridaliving.com
Need help with financing?
Carlos Ramos
Highland Mortgage
📞 813-767-1887
Disclaimer: This video is for general informational and educational purposes only and should not be considered legal, tax, financial, or lending advice. Loan programs, rates, qualifications, credit score requirements, and down payment requirements can vary by borrower and may change at any time. Always consult directly with a licensed mortgage professional, financial advisor, attorney, or other qualified professional regarding your specific situation.
00:00 Introduction
00:33 Understanding down payments
02:36 Credit score
05:12 Cost beyond down payment
06:55 More about credit scores
08:13 Role of the mortgage broker
10:23 Understanding closing costs
